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Plumbing in Finger: winter lows around 30°F mean exposed pipes can freeze and burst; 53% of homes in McNairy County were built before 1980, when galvanized and older pipes were common; flash floods here can back up drains.
In McNairy County, July highs average about 90°F and January lows about 30°F, with roughly 57 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, hailstorms and flash floods in McNairy County, with hail up to 1.25 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in McNairy County was built around 1978, about 48 years ago, and 53% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
McNairy County has had 17 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm (2026).
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Insulate pipes in crawl spaces and outside walls, drip faucets on the coldest nights, and know where your main shut-off is.
Galvanized steel and polybutylene pipes are past their life in most homes — low pressure, rusty water or repeated leaks are the signs.
Yes if water is spreading or near electrics — turn off the main and choose Emergency when you book; we call you at the first opening.
These are McNairy County figures — more about homes in Selmer.
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