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Gutters in Finger carry about 57 inches of rain a year — clogged or loose gutters push water into fascia, siding and foundations.
In McNairy County, July highs average about 90°F and January lows about 30°F, with roughly 57 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, hailstorms and flash floods in McNairy County, with hail up to 1.25 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in McNairy County was built around 1978, about 48 years ago, and 53% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
McNairy County has had 17 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm (2026).
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Twice a year for most homes — late spring and after the leaves fall — and after big storms.
Under heavy trees, yes; they cut cleanings but still need a yearly check.
Sagging runs, water spilling over the edge, peeling paint or stains on the fascia, and puddles at the foundation.
These are McNairy County figures — more about homes in Selmer.
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