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Insulation in Bath (Berkeley Springs): July highs average about 86°F; January lows average about 23°F; the typical home was built around 1987 (37% before 1980).
In Morgan County, July highs average about 86°F and January lows about 23°F, with roughly 40 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, floods and hailstorms in Morgan County, with hail up to 1.25 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Morgan County was built around 1987, about 39 years ago, and 37% were built before 1980.
Morgan County has had 11 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
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