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Insulation in Troy: July highs average about 96°F; January lows average about 37°F; the typical home was built around 2001 (25% before 1980).
In Bell County, July highs average about 96°F and January lows about 37°F, with roughly 36 inches of rain a year. That much heat keeps air conditioners running hard for months, so a yearly tune-up pays off.
Over the last 10 years the National Weather Service recorded hailstorms, flash floods and damaging thunderstorm winds in Bell County, with hail up to 5.68 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Bell County was built around 2001, about 25 years ago, and 25% were built before 1980.
Bell County has had 15 federal disaster declarations in the last 25 years, most often for hurricanes; the latest was Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2024).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Bell County figures — more about homes in Killeen.
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