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Insulation in Mertens: July highs average about 95°F; January lows average about 36°F; the typical home was built around 2000 (31% before 1980).
In Hill County, July highs average about 95°F and January lows about 36°F, with roughly 38 inches of rain a year. That much heat keeps air conditioners running hard for months, so a yearly tune-up pays off.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and flash floods in Hill County, with hail up to 4.5 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Hill County was built around 2000, about 26 years ago, and 31% were built before 1980.
Hill County has had 16 federal disaster declarations in the last 25 years, most often for hurricanes; the latest was Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2024).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Hill County figures — more about homes in Hillsboro.
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