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Plumbing in Monterey: winter lows around 28°F mean exposed pipes can freeze and burst; 36% of homes in Putnam County were built before 1980, when galvanized and older pipes were common; flash floods here can back up drains.
In Putnam County, July highs average about 86°F and January lows about 28°F, with roughly 58 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, hailstorms and flash floods in Putnam County, with hail up to 1.75 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Putnam County was built around 1990, about 36 years ago, and 36% were built before 1980.
Putnam County has had 13 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm (2026).
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Insulate pipes in crawl spaces and outside walls, drip faucets on the coldest nights, and know where your main shut-off is.
Galvanized steel and polybutylene pipes are past their life in most homes — low pressure, rusty water or repeated leaks are the signs.
Yes if water is spreading or near electrics — turn off the main and choose Emergency when you book; we call you at the first opening.
These are Putnam County figures — more about homes in Cookeville.
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