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Gutters in Cumberland City carry about 53 inches of rain a year — clogged or loose gutters push water into fascia, siding and foundations.
In Stewart County, July highs average about 89°F and January lows about 28°F, with roughly 53 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, flash floods and hailstorms in Stewart County, with hail up to 3 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Stewart County was built around 1991, about 35 years ago, and 36% were built before 1980.
Stewart County has had 17 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm (2026).
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Twice a year for most homes — late spring and after the leaves fall — and after big storms.
Under heavy trees, yes; they cut cleanings but still need a yearly check.
Sagging runs, water spilling over the edge, peeling paint or stains on the fascia, and puddles at the foundation.
These are Stewart County figures — more about homes in Dover.
Erin · Tennessee Ridge · Slayden · Dover · Vanleer · McEwen · Clarksville · Waverly