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Insulation in Monmouth: July highs average about 80°F; January lows average about 35°F.
In Polk County, July highs average about 80°F and January lows about 35°F, with roughly 67 inches of rain a year.
Over the last 10 years the National Weather Service recorded floods and damaging thunderstorm winds in Polk County. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Polk County has had 12 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Polk County figures — more about homes in Dallas.
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