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Insulation in Terlton: July highs average about 93°F; January lows average about 25°F.
In Pawnee County, July highs average about 93°F and January lows about 25°F, with roughly 38 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, hailstorms and flash floods in Pawnee County, with hail up to 1.75 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Pawnee County has had 30 federal disaster declarations in the last 25 years, most often for ice storms; the latest was Wildfires And Straight-Line Winds (2025).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Pawnee County figures — more about homes in Cleveland.
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