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Gutters in Stuart carry about 26 inches of rain a year — clogged or loose gutters push water into fascia, siding and foundations.
In Holt County, July highs average about 86°F and January lows about 12°F, with roughly 26 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and flash floods in Holt County, with hail up to 4 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Holt County was built around 1960, about 66 years ago, and 72% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
Holt County has had 16 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2024).
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Twice a year for most homes — late spring and after the leaves fall — and after big storms.
Under heavy trees, yes; they cut cleanings but still need a yearly check.
Sagging runs, water spilling over the edge, peeling paint or stains on the fascia, and puddles at the foundation.
These are Holt County figures — more about homes in O'Neill.
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