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Insulation in Steele City: July highs average about 89°F; January lows average about 16°F; the typical home was built around 1928 (82% before 1980).
In Jefferson County, July highs average about 89°F and January lows about 16°F, with roughly 31 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and flash floods in Jefferson County, with hail up to 2.75 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Jefferson County was built around 1928, about 98 years ago, and 82% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
Jefferson County has had 18 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Jefferson County figures — more about homes in Fairbury.
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