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Insulation in Phillips: July highs average about 87°F; January lows average about 15°F; the typical home was built around 1971 (63% before 1980).
In Hamilton County, July highs average about 87°F and January lows about 15°F, with roughly 28 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, hailstorms and tornadoes in Hamilton County, with hail up to 3 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Hamilton County was built around 1971, about 55 years ago, and 63% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
Hamilton County has had 17 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm And Straight-Line Winds (2025).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Hamilton County figures — more about homes in Aurora.
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