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Insulation in Oshkosh: July highs average about 88°F; January lows average about 14°F; the typical home was built around 1941 (81% before 1980).
In Garden County, July highs average about 88°F and January lows about 14°F, with roughly 18 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and tornadoes in Garden County, with hail up to 4 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Garden County was built around 1941, about 85 years ago, and 81% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
Garden County has had 12 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Wildfires (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
Lewellen · Chappell · Lodgepole · Big Springs · Broadwater · Brule · Dalton · Gurley