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Insulation in Hazard: July highs average about 86°F; January lows average about 14°F; the typical home was built around 1921 (80% before 1980).
In Sherman County, July highs average about 86°F and January lows about 14°F, with roughly 26 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and flash floods in Sherman County, with hail up to 3.5 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Sherman County was built around 1921, about 105 years ago, and 80% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
Sherman County has had 13 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Straight-Line Winds, And Tornadoes (2024).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Sherman County figures — more about homes in Loup City.
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