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Plumbing in Cotesfield: winter lows around 14°F mean exposed pipes can freeze and burst; 64% of homes in Howard County were built before 1980, when galvanized and older pipes were common; flash floods here can back up drains.
In Howard County, July highs average about 87°F and January lows about 14°F, with roughly 27 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and tornadoes in Howard County, with hail up to 2.75 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Howard County was built around 1966, about 60 years ago, and 64% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
Howard County has had 19 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2026).
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Insulate pipes in crawl spaces and outside walls, drip faucets on the coldest nights, and know where your main shut-off is.
Galvanized steel and polybutylene pipes are past their life in most homes — low pressure, rusty water or repeated leaks are the signs.
Yes if water is spreading or near electrics — turn off the main and choose Emergency when you book; we call you at the first opening.
These are Howard County figures — more about homes in St. Paul.
Elba · Scotia · Farwell · Ashton · North Loup · Wolbach · St. Paul · Greeley Center