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Insulation in St. Paul: July highs average about 88°F; January lows average about 22°F; the typical home was built around 1995 (23% before 1980).
In St. Charles County, July highs average about 88°F and January lows about 22°F, with roughly 42 inches of rain a year.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and flash floods in St. Charles County, with hail up to 3 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in St. Charles County was built around 1995, about 31 years ago, and 23% were built before 1980.
St. Charles County has had 17 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms And Flooding (2022).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are St. Charles County figures — more about homes in O'Fallon.
Josephville · O'Fallon · Lake St. Louis · Chain of Rocks · Old Monroe · Flint Hill · Wentzville · Dardenne Prairie