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Insulation in Millard: July highs average about 86°F; January lows average about 16°F.
In Adair County, July highs average about 86°F and January lows about 16°F, with roughly 41 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, hailstorms and flash floods in Adair County, with hail up to 1.75 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Adair County has had 20 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Adair County figures — more about homes in Kirksville.
Kirksville · La Plata · Gibbs · South Gifford · Brashear · Elmer · Novinger · Hurdland