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Gutters in Cobalt carry about 48 inches of rain a year — clogged or loose gutters push water into fascia, siding and foundations.
In Madison County, July highs average about 88°F and January lows about 23°F, with roughly 48 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, tornadoes and flash floods in Madison County, with hail up to 2.25 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Madison County has had 22 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Straight-Line Winds, And Flooding (2026).
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Twice a year for most homes — late spring and after the leaves fall — and after big storms.
Under heavy trees, yes; they cut cleanings but still need a yearly check.
Sagging runs, water spilling over the edge, peeling paint or stains on the fascia, and puddles at the foundation.
These are Madison County figures — more about homes in Fredericktown.
Fredericktown · Junction City · Marquand · Farmington · Arcadia · Ironton · Pilot Knob · Iron Mountain Lake