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Insulation in La Plata: July highs average about 88°F; January lows average about 27°F; the typical home was built around 1989 (35% before 1980).
In Charles County, July highs average about 88°F and January lows about 27°F, with roughly 44 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, floods and hailstorms in Charles County, with hail up to 1.75 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Charles County was built around 1989, about 37 years ago, and 35% were built before 1980.
Charles County has had 16 federal disaster declarations in the last 25 years, most often for hurricanes; the latest was Severe Winter Storm (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
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