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Insulation in Melbourne: July highs average about 86°F; January lows average about 24°F.
In Campbell County, July highs average about 86°F and January lows about 24°F, with roughly 45 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, flash floods and floods in Campbell County, with hail up to 1 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Campbell County has had 14 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Campbell County figures — more about homes in Fort Thomas.
Silver Grove · Crestview · Cold Spring · Alexandria · Highland Heights · Ryland Heights · Southgate · Fort Thomas