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Insulation in Moorhead: July highs average about 85°F; January lows average about 11°F.
In Monona County, July highs average about 85°F and January lows about 11°F, with roughly 31 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and floods in Monona County, with hail up to 3.5 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Monona County has had 14 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Winter Storm (2025).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Monona County figures — more about homes in Onawa.
Soldier · Pisgah · Turin · Castana · Ute · Blencoe · Little Sioux · Dunlap