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Insulation in Everly: July highs average about 83°F; January lows average about 8°F.
In Clay County, July highs average about 83°F and January lows about 8°F, with roughly 31 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded floods, hailstorms and damaging thunderstorm winds in Clay County, with hail up to 3 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Clay County has had 15 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms, Flooding, Straight-Line Winds, And Tornadoes (2024).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Clay County figures — more about homes in Spencer.
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