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Insulation in Colo: July highs average about 84°F; January lows average about 11°F.
In Story County, July highs average about 84°F and January lows about 11°F, with roughly 36 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, damaging thunderstorm winds and floods in Story County, with hail up to 2.5 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Story County has had 14 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Severe Storms And Flooding (2026).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Story County figures — more about homes in Ames.
Nevada · Collins · State Center · Rhodes · Maxwell · St. Anthony · Zearing · Clemons