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Decks in Destin: July highs average about 91°F; about 63 inches of rain fall a year.
In Okaloosa County, July highs average about 91°F and January lows about 40°F, with roughly 63 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, flash floods and tornadoes in Okaloosa County, with hail up to 1 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Okaloosa County was built around 1991, about 35 years ago, and 28% were built before 1980.
Florida Building Code, 8th Edition (2023). Florida writes its own statewide building code, updated every three years, with strong wind-load rules for roofs, windows and doors.
Okaloosa County has had 29 federal disaster declarations in the last 25 years, most often for hurricanes; the latest was Hurricane Isaias (2026).
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Composite costs more up front and needs almost no care; pressure-treated wood is cheaper but needs sealing.
Once a year — loose boards, soft spots and wobbly railings are safety issues.
These are Okaloosa County figures — more about homes in Crestview.
Valparaiso · Shalimar · Cinco Bayou · Niceville · Fort Walton Beach · Mary Esther · Freeport · Crestview