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Plumbing in Loveland: winter lows around 15°F mean exposed pipes can freeze and burst; flash floods here can back up drains.
In Larimer County, July highs average about 79°F and January lows about 15°F, with roughly 20 inches of rain a year. Long, cold winters put furnaces and pipes to the test.
Over the last 10 years the National Weather Service recorded hailstorms, flash floods and damaging thunderstorm winds in Larimer County, with hail up to 2.5 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
Larimer County has had 21 federal disaster declarations in the last 25 years, most often for wildfires; the latest was Stone Mountain Fire (2024).
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Insulate pipes in crawl spaces and outside walls, drip faucets on the coldest nights, and know where your main shut-off is.
Galvanized steel and polybutylene pipes are past their life in most homes — low pressure, rusty water or repeated leaks are the signs.
Yes if water is spreading or near electrics — turn off the main and choose Emergency when you book; we call you at the first opening.
These are Larimer County figures — more about homes in Fort Collins.
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