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Insulation in Jacksonville: July highs average about 90°F; January lows average about 32°F; the typical home was built around 1976 (56% before 1980).
In Calhoun County, July highs average about 90°F and January lows about 32°F, with roughly 54 inches of rain a year.
Over the last 10 years the National Weather Service recorded damaging thunderstorm winds, hailstorms and flash floods in Calhoun County, with hail up to 3 inches across. After a storm, a quick roof and gutter check catches damage before it turns into a leak.
The typical home in Calhoun County was built around 1976, about 50 years ago, and 56% were built before 1980. Homes that age often need updated wiring, plumbing and roofs.
Calhoun County has had 16 federal disaster declarations in the last 25 years, most often for severe storms; the latest was Hurricane Helene (2024).
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Uneven rooms, high bills and an attic you can see the joists in are the signs; older homes often have far too little.
Attic insulation and air-sealing usually pay back fastest.
These are Calhoun County figures — more about homes in Oxford.
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